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Balcony Solar ROI Calculator (Utah 2026): Inputs & Worked Math

A balcony solar ROI calculator for Utah starts with five inputs: kit cash, gross kWh/year, self-use share, retail rate (EIA ~13.29¢/kWh April 2026), and $0 portable export under H.B. 340. Simple years = cash ÷ annual $; no §25D for new 2026 place-in-service kits.

Utah balcony ROI is a five-cell spreadsheet, not a magic online widget that still subtracts a dead 30% tax credit. Plug in kit cash, honest gross kWh, self-use share, your retail rate (start with EIA Utah 13.29¢/kWh, April 2026), and remember H.B. 340 portable export is $0. This page is the calculator method with worked rows — not a vague payback essay and not a list of bill-cutting lifestyle tips.

Calculator rule — no 0.7× cost in 2026
IRS §25D does not apply to property placed in service after December 31, 2025. ROI models that still multiply hardware by 0.7 are wrong for new place-in-service kits.
5 inputs
Cash, kWh, self-use, rate, export $
13.29¢
Utah residential avg, EIA Apr 2026
$0
Portable export (H.B. 340)
1,200 W
Portable AC ceiling

Narrative payback context: payback period balcony solar. Self-use habits after install: balcony solar optimization. Bill framing: reduce electric bill with solar.

The core formulas (copy into any sheet)

  1. Usable kWh/year = Gross kWh/year × Self-use fraction
  2. Annual $ = Usable kWh/year × Rate ($/kWh)  +  Export kWh × Export rate
    Portable H.B. 340 path: Export rate = $0. Drop the export term.
  3. Simple payback (years) = Kit cash (and install) ÷ Annual $
  4. Simple annual ROI% ≈ (Annual $ ÷ Kit cash) × 100
  5. Optional: raise Rate with inflation (example +2%/year) only if you want a second scenario — label it clearly.
InputWhere to get itUtah default if unknown
Kit cashCart total + tax + mounts + electrician$1,100–$1,500 for many 800 W kits
Gross kWh/yearPVWatts or vendor estimate × shade factor~1,000–1,300 open 800 W; less if shaded
Self-use fractionBaseload log vs production hours0.40–0.70 typical renter band
Rate $/kWhYour bill energy charge or EIA0.1329 (EIA UT res Apr 2026)
Export $/kWhUtility program0.00 portable path

Sources: EIA Electric Power Monthly April 2026 Utah residential 13.29¢/kWh; 1st Sub. H.B. 340 (portable outside net metering); IRS §25D place-in-service end after Dec 31, 2025.

Worked rows (portable path, full sticker 2026)

CaseCashGross kWhSUUsableAnnual $YearsROI%/yr
400 W open, home days$75055070%385$51~15~6.8%
800 W open, mixed$1,3001,10055%605$80~16~6.2%
800 W shade, office$1,30075045%338$45~29~3.5%
1,200 W empty midday$1,6001,40040%560$74~22~4.6%
800 W + $1,000 battery, 80% SU$2,3001,00080%800$106~22~4.6%

Annual $ = usable × 0.1329. Rounded. Not a quote. Warranty lengths (often 10–25 years modules) matter when simple years exceed a decade.

Editor’s read — James Holloway

If your sheet only looks good after you type “self-use 95%” and “export 8¢,” you are not calculating Utah portable solar — you are writing fiction. Fix the inputs before you trust the years column.

Step-by-step: fill the calculator in 20 minutes

  1. Cash: kit + tax + clamps + any electrician (dedicated circuit $200–$600 common).
  2. Gross kWh: NREL PVWatts for ZIP, tilt (90° if vertical rail), azimuth; multiply by shade factor from your photo walk (hard noon umbra often 0.5–0.7).
  3. Self-use: measure idle watts × daylight hours you are present; divide by expected daily kWh. Or start 0.5 and sensitivity-test 0.4 / 0.7.
  4. Rate: pull energy charge from RMP bill PDF; else 0.1329 as statewide average (EIA Apr 2026).
  5. Export: 0 for portable H.B. 340 path (≤1,200 W AC, 120 V outlet, listed, anti-islanding).
  6. Compute usable, annual $, years, ROI%.
  7. Sensitivity: re-run with +20% cash, −20% gross kWh, and self-use 0.4 to see worst reasonable case.

Shade inputs: shading impact. Size before cash: what size balcony solar. Statute: Utah portable solar law.

Common calculator mistakes (auto-fail the sheet)

MistakeFix
Subtract 30% federal credit on 2026 installUse full sticker for post-2025-12-31 in-service
Value 100% of gross kWh at retailMultiply by realistic self-use
Assume net-meter credit on portable kitExport rate = $0 under H.B. 340 portable path
Use California or national ¢/kWhUse Utah bill or EIA 13.29¢
Ignore electrician / tax / mountsAll-in cash in numerator
Open-roof PVWatts on a shaded railApply shade factor or site photos
Stack >1,200 W AC as “portable”Different legal path — interconnect model

Optional advanced rows

  • Rate inflation: Year n savings = Annual $ × (1+i)^(n−1). Sum until cumulative equals cash for simple dynamic payback.
  • Inverter replacement: add mid-life cash outflow if micro warranty < module warranty.
  • Move risk (renters): if lease ends in 2 years, compare remaining savings to cash — portability helps only if the next home has sun + permission.
  • TOU: if enrolled in high on-peak summer rates (~30¢+ on some RMP options), value solar-hour self-use at on-peak, not at the flat average.

Decision after the numbers

Sheet resultInterpretation
Simple years < 12, open site, SU ≥55%Reasonable portable bill trim
Years 12–20Buy for portability/learning, not pure ROI
Years > 25 or > module warrantyUsually skip or fix shade/self-use first
Only works with fake 30% creditDo not buy on that model in 2026

Run the five inputs honestly. Utah portable solar can still be worth owning — just not on a calculator that lies about export, credit, or shade.

Blank template (type over the brackets)

FieldYour valueNotes
A. Kit + tax + mounts ($)[     ]Cart screenshot date
B. Electrician ($)[     ]0 if shared circuit OK
C. Battery ($)[     ]0 if none
D. Cash = A+B+C[     ]Numerator
E. Gross kWh/year[     ]PVWatts × shade factor
F. Self-use fraction[     ]0–1
G. Usable = E×F[     ]kWh/year
H. Rate $/kWh[ 0.1329 ]EIA default or bill
I. Export $/kWh[ 0.00 ]Portable path
J. Export kWh[     ]Usually ignore if $0
K. Annual $ = G×H + J×I[     ]
L. Years = D÷K[     ]Simple payback
M. ROI% = (K÷D)×100[     ]Simple annual

Print or copy the table. Fill once with optimistic numbers and once with pessimistic (shade + office schedule). If only optimism clears a decade, the project is a lifestyle buy — price it that way emotionally, not as a bond substitute.

Sensitivity grid (800 W, $1,300 cash, 13.29¢)

Gross kWh \\ Self-use40%55%70%
700 (shaded)$37 / 35 yr$51 / 25 yr$65 / 20 yr
1,100 (open)$58 / 22 yr$80 / 16 yr$102 / 13 yr
1,300 (strong open)$69 / 19 yr$95 / 14 yr$121 / 11 yr

Cells show annual $ / simple years. Export $0. Full sticker. This grid is why shade photos and baseload logs beat brand marketing: moving left a column or up a row changes the decade count more than swapping micro logos.

Legal reminder while you optimize the sheet: portable path still needs listed hardware, anti-islanding, AC ≤1,200 W, and landlord OK. A beautiful ROI on an illegal circuit is not a finished project.

One numeric walkthrough (copy the arithmetic)

Suppose cash $1,280 (800 W kit + tax + clamps), gross 1,050 kWh/year after a mild shade factor, self-use 0.58, rate $0.1329/kWh, export $0.

  • Usable = 1,050 × 0.58 = 609 kWh/year
  • Annual $ = 609 × 0.1329 ≈ $80.94
  • Simple years = 1,280 ÷ 80.94 ≈ 15.8 years
  • Simple ROI% ≈ 80.94 ÷ 1,280 × 100 ≈ 6.3%/year

Worst re-run: gross 850, self-use 0.45 → usable 382.5 → $50.83/year → ~25 years. That single re-run decides whether you buy this season or fix the horizon first. Keep both rows in the sheet forever so a salesperson cannot delete the pessimistic column with a smile.

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James Holloway

Independent balcony & portable solar reviewer — United States

James Holloway has worked with small-scale and off-grid solar since 2013. US guides are checked against official sources (NEC, UL 1741/3741, state balcony-solar laws) and hands-on testing of plug-in kits.

Frequently Asked Questions

How do I calculate balcony solar ROI in Utah?

Annual savings ≈ gross kWh/year × self-use fraction × retail ¢/kWh. Simple payback years ≈ kit cash ÷ annual savings. Under H.B. 340 portable rules, exported kWh count as $0. Use EIA Utah ~13.29¢/kWh (April 2026) or your bill’s energy charge — not a national average.

What self-use percentage should I use?

Home-day households often model 60–75%. Office-hour empty apartments often land 35–55% without batteries. Log a week of baseload watts before you invent 90%.

Does the 30% federal tax credit change the calculator in 2026?

For most Residential Clean Energy Credit (§25D) claims on property placed in service after December 31, 2025, no — use full sticker. Do not multiply cost by 0.7.

Should I include export income for plug-in kits?

No on the H.B. 340 portable path — devices are outside net metering and surplus is uncompensated. Only self-consumed kWh enter the savings line.

What is a good ROI for an 800 W Utah balcony kit?

At 13.29¢/kWh, ~$1,300 cash and ~$70–$100/year self-use value, simple payback often sits in the mid-teens of years. That can still be rational for portable bill trim — it is not a high-finance IRR story.

How do shade and tilt enter the calculator?

They reduce gross kWh before self-use. Apply a shade factor (for example 0.6–0.95) to an open-site estimate, or use PVWatts with your tilt/azimuth, then apply self-use.

Is simple payback the same as ROI%?

Simple payback is years to recover cash. Approximate annual ROI% ≈ (annual savings ÷ kit cash) × 100. Neither includes maintenance, move-out labor, or electricity rate inflation unless you add those rows.

Can I model a battery in this calculator?

Yes as higher self-use and higher cash. Add battery cost to the cash line; raise self-use if storage captures noon surplus. At 13.29¢/kWh, batteries often lengthen simple payback unless TOU peaks are high.